Legal
Terms of use
The rules for using this website, the limits of what we provide, and the law that governs these terms.
These terms govern your use of the Dimeguard website. By using this site, you agree to them. If you do not agree, please do not use the site.
Informational purposes only
Informational purposes only — not advice.
Nothing on this site is investment, tax, or legal advice, and it is not an offer or solicitation where that would be unlawful.
The content on this site is provided for general informational purposes only. It is not investment, tax, or legal advice, and it does not constitute an offer or solicitation in any jurisdiction where that would be unlawful. You should consult a qualified professional before acting on anything you read here.
Insurance-only scope
Insurance services are offered by SARAL TOMS, a licensed life and health insurance agent in California and Texas.
(CA Insurance License #4344549 , TX Insurance License #3109377). We do not manage investments and do not provide tax or legal advice.
Any calculators or projections on this site are estimates based on the assumptions shown and are not guarantees of future results.
No client relationship
Using this site or submitting the contact form does not create an agent-client or fiduciary relationship.
No client relationship is created by using this site.
Such a relationship is formed only through a separate, explicit agreement.
Accuracy & availability
We work to keep the information here accurate and current, but we make no warranty that it is complete, error-free, or continuously available. We may change or remove content at any time without notice.
Third-party links
This site may link to third-party websites and tools. We are not responsible for their content, products, or practices.
Limitation of liability
To the fullest extent permitted by law, Dimeguard is not liable for any damages arising from your use of, or inability to use, this site.
Governing law
These terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules.
Contact us
Questions about these terms? Reach us through the contact page.
Go to the contact pageDimeGuard LLC is a financial-education platform, not a licensed insurance agency or professional advisory firm. Content is general education, not individualized tax, legal, accounting, investment or insurance advice. Insurance services are offered separately by Saral Toms only where he is personally licensed and authorized.