Serving Texas

Insurance, retirement & tax planning for Texas families.

Licensed in Texas, working with families remotely — the same slow conversations, over video.

Book a 20-min call Run my retirement number →

Licensed in Texas · TX Insurance Lic. #3109377 · meetings by video · Typical first call: 20 minutes

How it works

Working together from Texas.

Working together from Texas looks exactly like working together from down the street: a 20-minute first video call, documents shared securely, and policies placed with carriers licensed in Texas. Distance changes the meeting format, not the care.

As an independent, multi-carrier agency, recommendations are placed with carriers licensed in Texas — never limited to one company’s shelf.

Retirement

Retirement planning

Map your current savings, contributions, and target income to see if you're on track — and what the gap looks like if you're not.

Run the retirement check

Insurance

Life insurance

A short conversation about who depends on your income, what they'd need, and which term or permanent coverage may fit.

Estimate your coverage

Also licensed in

Two states, one practice.

California

DimeGuard LLC is a financial-education platform, not a licensed insurance agency or professional advisory firm. Content is general education, not individualized tax, legal, accounting, investment or insurance advice. Insurance services are offered separately by Saral Toms only where he is personally licensed and authorized.